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Mortgage

Mortgage payment calculator

Estimate your full monthly payment: principal, interest, property tax and insurance, plus mortgage insurance and HOA dues if they apply.

Type the numbers you have. The estimate updates as you type. Nothing you enter is sent or saved.

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Down payment ($)
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Use the rate from your loan estimate or a current quote. We do not show rates here because they change every day.

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For example a VA funding fee or an FHA upfront mortgage insurance premium. Leave blank if none.

Property tax

County rates differ, and the tax is figured on the county's assessed value, which may not equal the price. Check the county tax office for the property.

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Mortgage insurance

Conventional loans usually require it with less than 20% down. FHA and USDA loans carry their own monthly charges. VA loans have no monthly mortgage insurance. Enter the amount from your estimate.

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About this estimate

This calculator gives an estimate for education only. It is not a loan offer, a rate quote, a commitment to lend or an advertisement of loan terms. Your actual payment depends on the loan program, your credit, the property, and what your lender, county and insurer charge. Taxes and insurance can change over time. Nothing you type here is sent or saved.

Nehemias Lugo-Cheverez, Mortgage Loan Officer, NMLS #2619143, with Responsive Mortgage. Responsive Mortgage is the lender for any loan he originates; he is also a licensed Realtor with NLC Realty, brokered by lpt Realty, LLC.

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